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Going Above and Beyond - The Higher Education Grantfrom:
Again, these are grants for individuals or institutions. However, a higher education grant includes higher levels of the academic world than simple education grants. Individuals pursuing a master’s, doctorate, or professional program are eligible, as are institutes which promote very special projects, such as teacher preparation for use of technology in the classroom or implementation of advanced computer technology programs.
These grants need not be paid back, but the individual or institution seeking higher education grant money must demonstrate why the money is needed and how the money will be put towards a higher education-oriented goal. For individuals seeking a higher education grant for post-secondary studies, oftentimes merely sending personal information is enough, though many more specific grants will require some kind of written statement explaining the need for the money. Often, individuals must meet residency, financial and academic requirements to be eligible for a higher education grant and, at times, certain programs of study must be undertaken to be eligible for grant money.
In the case of institutions seeking grant money, the process is a bit more complex, involving a number of forms to be filled out and a proposal to be written. Proposals must give some background information, the purpose of the grant, the need for the grant, where the grant will be used and for whom (the target population), the strategies to implement the grant, the personnel employed, methods for evaluating the success of the project, and a budget. Depending on the specific project, then, there may be other, more particular, requirements. For example, if you had to use animals, say for a higher education project involving research, you would have to include where the animals would be housed, and you would have to consult the Institutional Animal Care and Use Committee (IACUC) to demonstrate knowledge of guidelines concerning the humane treatment of animals.
Grants of this nature can be donated by the federal or state government, non-profit organizations, academic institutions, research institutions, funding institutions, corporations, or private individuals. Grants.gov is an excellent place to start the search, which is a site listing all Federal grants available ($400 billion are available) as is Ed.gov, the home page of the US Department of Education. Internet searches are helpful, and sites such as finaid.org, collegeanswer.com, and the Michigan State Library website are excellent sources for higher education grant information.
One of the best ways to research grant opportunities is to visit your regional foundation library, located at most major universities. Your local library will also have books listing grant opportunities, and you can consult with the librarian if you have any questions. These kinds of books will also be available either at your high school counselor’s office or your university’s financial aid office. You can purchase these books at book stores.
Private Education Loan News
Private student loans may be more of a headache than you want - Washington Post
Private student loans may be more of a headache than you want
Given the high cost of public and private universities, chances are most families will have to borrow some money to pay for school. But as they decide between student loans offered by the government and those offered by financial firms, consumer ...
CFPB Finds 90 Percent Rejection Rate For Student Loan co-Signers Seeking ...
It's Nearly Impossible for Student Loan Co-Signers to Get off the Hook
CFPB Finds 90 Percent of Private Student Loan Borrowers Who Applied for Co ...
Private Student Loans Are Trapping Co-Signers, CFPB Finds - Huffington Post
Private Student Loans Are Trapping Co-Signers, CFPB Finds
Examining 3,100 private student loan complaints received between October 2014 up to March, and another 1,100 debt collection complaints, CFPB determined that private education loan companies were often declining co-signer release due to "not meeting ...
Private Student Loan Co-Signers Rarely Let Off the Hook, CFPB Finds
Co-signing a student loan? You may never be able to free yourself
Consumer Financial Protection Bureau Finds 90 Percent of Private Student Loan ...
Student-loan refinancing could cost taxpayers - Salt Lake Tribune
Student-loan refinancing could cost taxpayers
Salt Lake Tribune
In a growing refinancing boom, a new generation of private lenders â€” backed by hedge-fund billionaires and Silicon Valley royalty â€” is targeting successful graduates with professional degrees and student loans. For the borrowers, "it's an uncashed ...
3 Things to Know About the New Student Loan Interest Rates - U.S. News & World Report
U.S. News & World Report
3 Things to Know About the New Student Loan Interest Rates
U.S. News & World Report
Borrowers with older federal loans who want to tweak their rates can consider consolidating, which combines multiple loans into a single payment and averages their interest rates. They can also look into refinancing through a private lender, which ...
The Loan-Down on Student Loans
Minnesota sues Florida student loan forgiveness company
Looking for the next crisis? Try student debt - CNBC
Looking for the next crisis? Try student debt
The federal government has stepped up its lending accordingly, and so have private student lenders. The total of private student loans outstanding grew rapidly from $55.9 billion in 2005 to $140.2 billion in 2011, fueled in part, perhaps, by the ...
6 things to know about private student loans